Fees and Charges
| Accounts / Fees and Charges |
| Early Account Closing Fee: | $15.00 |
| Stop Payment Charge: | $30.00 |
Fax Charge
| First three pages: | $5.00 |
| Two pages only: | $3.50 |
| One page only: | $1.75 |
| Additional pages after three: | $0.50 |
Photo Copy
| Photo Copies | $5.00 |
Telephone Transfers
| Telephone transfers: | No Charge |
| (No charge if no mailed notice is required) | |
| Wire Transfer (Incoming): | $10.00 per item |
| Wire Transfer (Outgoing): | $20.00 per item |
| Foreign Wire: | $25-$45 range |
| ACH Return Item Charge: | $3.75 per item |
| Overdraft/NSF Charge: | $30.00 per item |
| Paid Check Charge: | $30.00 per item |
Overdraft Fees
| Consecutive Overdraft Charge: | $5.00 weekly if your account has been overdrawn for 7 days or more |
| Uncollected/Overdraft Funds Charge: | 18% per annum |
Miscellaneous
| Cashier’s Check Charge: | $3.00 |
| Non-Customer Cashier’s/ Check Charge: | $5.00 |
| Legal Handling Fee: | $25.00 |
| Checking/Savings Dormant Charge: | $7.50 per Statement Cycle |
| Coin Wrapping Charge: | No Charge |
| Coin Wrapping Charge (Non-customers): | $ 0.10 per roll |
Check Cashing
| Non-customers | 1% of check amount |
| Sweep Charge: | $5.00 per transaction |
Research Services
| $30.00 per hour for research. $5.00 per statement or $30.00 for a year of statements. |
ATM
| ATM/Debit Card Replacement: | $5.00 |
| ATM/Debit Card Reinstatement: | $10.00 |
| Non-CBT ATM Usage: | $1.00 per transaction |

