Fees and Charges

Accounts / Fees and Charges

Early Account Closing Fee: $15.00
Stop Payment Charge: $30.00

Fax Charge

First three pages: $5.00
Two pages only: $3.50
One page only: $1.75
Additional pages after three: $0.50

Photo Copy

Photo Copies $5.00

Telephone Transfers

Telephone transfers: No Charge
(No charge if no mailed notice is required)
Wire Transfer (Incoming): $10.00 per item
Wire Transfer (Outgoing): $20.00 per item
Foreign Wire: $25-$45 range
ACH Return Item Charge: $3.75 per item
Overdraft/NSF Charge: $30.00 per item
Paid Check Charge: $30.00 per item

Overdraft Fees

Consecutive Overdraft Charge: $5.00 weekly if your account has been overdrawn for 7 days or more
Uncollected/Overdraft Funds Charge: 18% per annum

Miscellaneous

Cashier’s Check Charge: $3.00
Non-Customer Cashier’s/ Check Charge: $5.00
Legal Handling Fee: $25.00
Checking/Savings Dormant Charge: $7.50 per Statement Cycle
Coin Wrapping Charge: No Charge
Coin Wrapping Charge (Non-customers): $ 0.10 per roll

Check Cashing

Non-customers 1% of check amount
Sweep Charge: $5.00 per transaction

Research Services

$30.00 per hour for research. $5.00 per statement or $30.00 for a year of statements.

ATM

ATM/Debit Card Replacement: $5.00
ATM/Debit Card Reinstatement: $10.00
Non-CBT ATM Usage: $1.00 per transaction
www.CBTofLebanon.com Senior Citizens
Checking
Super NOW
Account Checking
NOW Account
Checking
Payroll Direct Deposit
Checking
Student
Checking
Regular
Checking
Minimum Deposit to
Open Account
$50.00 $2,500.00 $1,000.00 $50.00 $50.00 $50.00
Minimum Balance
Requirement
NO $2,500.00 $1,000.00 NO NO Average Collected Monthly
Balance must remain greater than $500.00
to avoid Service charge
Interest Paid NO YES YES NO NO NO
Service Charges NONE $9.50 per month below
Minimum Balance Requirement
$9.50 per month below
Minimum Balance Requirement
NONE NONE Based on Average Collected Monthly Balance:

< $300.00 - $9.50 + .25 per item
< $400.00 - $8.50 + .25 per item
< $500.00 - $7.50 + .25 per item
Free MasterCard
Moneycard
YES YES YES YES YES YES
Online Banking FREE FREE FREE FREE FREE FREE
Bill Pay FREE FREE FREE FREE FREE FREE
Electronic
Statements
FREE FREE FREE FREE FREE FREE
Unlimited
Check Writing
YES YES YES YES YES YES